Powered by over 100 lenders
Our Lender Partners
Chances are you recognize some of the companies above. Others, perhaps, you have not heard of. We are partnered with over 100 different local and national lenders to find the best loan at the best price, period. We use our expertise to determine what kind of loan program and loan structure is best for you, then we instantly compare your loan amongst our lender partners. When you have multiple options, you win!
Mortgage brokers are often referred to as “mom and pop” mortgage operations. That's because the average mortgage brokerage is very small, having only one, or just a few, originators. But C2 Financial is not your typical mortgage brokerage and it’s a place where the words “mom and pop” do not apply. With more than 500 originators closing well over $2 billion in loans annually, C2 Financial Corporation is the largest mortgage brokerage in the U.S.
This is why our lender partners offer us preferred pricing, which results in savings for you.
No matter what you hear in commercials, no lender is going to be the best in every scenario - it’s just not possible. That's why the general rule of thumb is to compare offers from at least 3 different lenders. But how practical is that? Imagine trying to meet with each loan officer and figuring out:
What's the difference between each one?
Will they be able to close on time?
Are they giving me the best loan options?
How do I know if I'm getting a good price on my rate?
It’s difficult to do this even if you understand mortgage finance. Let us leverage our expertise, technology, and relationships with our lender partners to provide you the best possible price and experience.
Let Us Shop For You
After we expertly review your scenario and determine the best course of action, we use a program to search through our lenders instantly to compare loans on the same terms. At C2 Hawaii, we don't work for the lenders...we work for YOU. Our loan comparison software ranks each lender from the best to the worst priced, which means you know you are getting the best rate we can offer. This is an incredible value to our clients as it ensures we are only working with lenders that are going to save them the most money.
Premium pricing combined with the ability to instantly search rates from over 100 lenders ensures that we are getting our clients an exceptional rate each time.
Some retail banks and lenders might try to scare you by warning you of additional broker fees, but that doesn't apply to us. We are paid by the lender, not by you! This means there are no extra "broker fees" charged to you. Better rates, better services, and a lower cost...that's how we do business.
Many people cringe when they think of having to go through the mortgage loan process. We have worked hard to create the smoothest customer experience possible:
We have assembled a team of some of the best processors in the country with the sole job of pushing loans to close as quickly as possible.
Almost all the initial documents are sent via DocuSign, and documents can be securely uploaded to protect sensitive information.
We also understand that sometimes buyers need to meet face to face. That’s why we have a conveniently located Downtown office where clients can meet.
Clients can sign loan documents at the most conveniently located escrow office. Or, they can utilize a mobile notary to sign in the comfort of their own home.