The Federal Housing Finance Agency has just released new loan limits for 2019. In most of the U.S., the 2019 maximum conforming loan limit for one-unit properties will be $484,350, an increase from $453,100 in 2018.
Because Hawaii is (unfortunately) a high-cost area, the conforming loan limit for a 1-unit property in Hawaii has increased to $726,525, an increase from $721,050 in 2018. In addition, this limit applies to ALL counties of Hawaii, not just Honolulu. In 2018, only Honolulu County had a loan limit of $721,050. Other islands, such as Kauai and the Big Island, had lower loan limits, but that has changed for 2019.
For multi-unit properties, the loan limits are: